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How is delayed retirement calculated?

Male employees and former 55/50 female categories: pace of delay, target ages and flexible retirement.

From 1 Jan 2025, male retirement age rises gradually from 60 to 63; former 55 female to 58; former 50 female to 55.

Male and former-55 female: +1 month every 4 months; former-50 female: +1 month every 2 months.

Your delay months depend on when you would have reached the old statutory age — use the calculator with your birth month.

Flexible early (up to 3 years, not below the old age) and flexible late (up to 3 years with agreement) also apply.

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